Terms and Conditions

Effective Date: July 16, 2025

Operated by: Zest Reach LLC

Website: zestslsgroup.net

By using this website or purchasing services, you agree to the following terms.

1. Nature of Service

Zest Reach LLC offers administrative and consulting services to help you understand U.S. federal student loan options. We are not affiliated with the U.S. Department of Education or any government program.

2. No Guarantees

We do not guarantee loan forgiveness, approval into federal programs, or legal outcomes. Our role is limited to administrative and support assistance based on information you provide.

3. Payment

Payment is only processed after:

  • A free initial consultation
  • Your review and signed consent via e-signature

Charges range from $150 to $500, based on service level. All services are billed manually by Zest Reach LLC through a secure payment processor.

4. Eligibility

You must be at least 18 years old and the legal owner of the student loan accounts you are discussing with us.

5. Limitation of Liability

We are not responsible for:

  • Denial by any federal loan program
  • Misrepresentation of your loan details
  • Delays caused by third-party servicers

Our maximum liability is limited to the amount you paid to Zest Reach LLC.

6. Governing Law

This Agreement is governed by the laws of the State of Wyoming, USA.

7. Contact Information

For questions regarding these Terms, contact us at: